Ever been in a situation where you urgently need cash but do not have your debit card with you? Or do you want to send money to someone who does not have a debit card?

Well, you can now pick up cash from any ATM in Nigeria without using your FCMB Debit card.

Simply login to FCMBOnline and follow these simple steps:

  • Click on ‘Cardless Cash’ and select ‘Cardless’
  • Complete the information in the tabs then click ‘Generate Paycode Token’
  • Visit any ATM, push ‘Enter’ and select the ‘Paycode Cashout Option’
  • Insert the 8-14-digit withdrawal code received
  • Insert 4-digit Cash-Out PIN created
  • Insert the amount and submit

It’s that simple!

You can also send the Withdrawal Code and Cash-Out PIN to your friends and family anywhere in Nigeria to get cash from any ATM.

Please note that there is a withdrawal charge of N100 per transaction and you cannot withdraw more than N20,000 at once.

***This service is coming soon to the New Mobile App and USSD.



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