MTN Nigeria USSD Codes For Checking Account Balance, Borrowing Data/Airtime, And Purchasing Data

Complete List Of MTN Nigeria USSD Codes For Checking Account Balance, Borrowing Data/Airtime, And Purchasing Data

USSD, an acronym for Unstructured Supplementary Service Data, is a mobile phone and network application program that allows you to communicate in real-time with your network.

USSD provides real-time connection and instant messaging for you once you have a network-enabled device. It does not require the installation of any app as it communicates directly with your network and doesn’t require an internet connection.

USSD enables you to enjoy and access mobile money services (transferring money with your bank USSD code), network configuration and requests (where you configure your mobile device with your network), and location-based content services (such as music and shows subscription).

To use USSD on your mobile device, open your call app, dial in the USSD code of the service you want to access, follow the prompt and access the service.

Quick Guide: # How To Use MTN Nigeria USSD Codes For Checking Account Balance, Data/Airtime, And Purchasing Data

Have a registered MTN sim card and a mobile phone
Ensure that the mobile phone is network enabled
Open your call app
Dial in the required code for the service you want to access
Follow the prompt and access the service

Using USSD Codes On The MTN Nigeria Network For Checking Account Balance, Borrowing Data/Airtime, And Purchasing Data

Checking Account Balance

To check your MTN Account Balance, which involves checking your airtime balance, data balance (if you have an existing data plan) and balance of bonuses, dial *556#.

To do this on your phone

  • Dial *556# on your registered MTN sim card
  • You will get a quick reply from MTN with your account balance 
  • A detailed message of your account balance will be sent immediately after the quick reply

Borrowing Data/Airtime

To be eligible to borrow data/airtime on MTN you must have:

  • Been an MTN customer for more than 3 months
  • Spent at least N200 monthly on your sim for 3 months
  • Have between N0-N75 on your MTN main account 
  • Your airtime balance should be less than N99.99

To borrow airtime on MTN using the USSD code, you can either dial *606# OR *131*6*1#. After dialing the code 

  • You will get a prompt confirming your eligibility to borrow airtime
  • A list of airtime amounts you can borrow will be displayed
  • Select the amount you want to borrow 
  • You will get a prompt with the amount you want to borrow and its charges
  • Confirm it and get charged on your next recharge 

To borrow data on MTN using the USSD code, dial *131*6*2#. After dialing the code

  • You will get a prompt confirming your eligibility to borrow data
  • A list of data bundles you can borrow will be displayed
  • Select the data plan you want to borrow 
  • You will get a prompt with the data plan you want to borrow and its charges
  • Confirm it and get charged on your next recharge 

You would be charged a 15% (including VAT) service fee on any amount you decide to borrow. 

Purchasing Airtime/Data/MTN OnDemand

To purchase Data with USSD on MTN,

  • Dial *131*1# 
  • From the menu select if you want a daily, weekly, or monthly plan
  • Afterward, select and confirm the plan of your choice

If you do not have enough airtime to complete your data purchase and you are also in need of airtime, MTN provides a service (MTN OnDemand) that allows you to purchase data or airtime with your bank USSD, Debit card, or bank account. To access this service 

  • Dial *904#
  • Select a mode of payment across your bank USSD, debit card, or bank account
  • Choose if you want to purchase airtime or any of the data plans

MTN OnDemand offers no charges on your account or airtime plus there are no restrictions whatsoever.

Roaming/International

MTN offers its users who are far from home or travel a lot of access to their friends, family, and business partners without any problem. The service, MTN TravelPass is a subscription-based plan that offers unlimited calls, SMS, and 1GB of data across 40+ countries.

To access the service dial *131*5# and choose the best plan for you from the table below:

USSDOffersAmount (N)
*131*501# OR *131*5*1*1#7 days (Voice)5000
*131*503# OR *131*5*1*3#7 days (1GB Data)5000
*131*502# OR *131*5*1*2#14 days (Voice/SMS + 1GB Data)10000

If you are a prepaid or postpaid MTN customer, you are eligible for this service and can subscribe to any of its plans before or after leaving Nigeria.

Gifting Data

MTN Share and Gifting data is a service that allows you to transfer data from your Data Balance, buy data for a friend, request data from a friend, and view pending requests. To use this service

  • Dial *131*7#
  • From the menu select if you want to transfer, buy for a friend, request for a friend, or view pending data requests.
  • Follow the prompt and complete the process

This service allows you to transfer a maximum of 1GB in a day across 2 tranches of 500MB. It is available to all MTN customers, however, you cannot share or gift data to a non-MTN customer. 

Share or gift data to your friends and loved ones with no extra costs as it is totally free. 

Video Streaming Packs

MTN offers this time-based service which allows you to enjoy YouTube, StarTimes, and ShowMax Mobile at very cheap rates. To access this service dial *131*8#, from the menu select the video pack of your choice, and subscribe.

The YouTube pack offers

DurationPrice (N)Data
1 hour50400MB
3 hours1301.2GB
12 am-5 am50500MB
11 pm-6 am2002GB

The StarTime pack offers

DurationPrice (N)Data
1 hour150750GB
3 hours4002.25GB

The ShowMax Mobile pack offers a subscription for 

  • ShowMax (Movies, Series & Kids)
  • ShowMax Pro (LIVE Football, Movies, Series & Kids)

Existing and new MTN customers are eligible for this service as there is no restriction whatsoever.

MTN Share N Sell

MTN Share N Sells allows you to share airtime and sell airtime out of your airtime balance. To use this service 

  • Dial *600#
  • From the menu select Transfer Airtime
  • Type in the receiver’s number
  • Provide your PIN and complete the process

The PIN used to ensure the safety of this service can be created, changed or retrieved by dialing *600#. This service comes with no extra cost on your airtime balance and it is also available to all MTN customers. 

Accessing MTN Self-Service

MTN Self-Service allows you to check and access your

  • Account Info
  • Tariff Plan
  • Data Services
  • Roaming/International
  • My Services
  • Borrow Airtime/Data
  • Self Services
  • Chat Zigi
  • Mobile Newspaper Service
  • MTN Share
  • Okada Books

By dialing *123#, a menu opens up with the above options. Select which service you want to access and follow the prompt.

For new or existing MTN customers who don’t know their sim card number off-hand, you can save yourself the stress of calling someone close by to check your number by dialing *123*1*1#. Your number will be displayed immediately whilst you await an SMS message with your phone number.

With this service, you can get your MTN PUK number by dialing *123*7*3#. Your PUK is an 8-digit number that is used to unblock your SIM card after you have entered the wrong PIN code 3 times.

This service is free to all MTN customers and there are no restrictions whatsoever.

Access MTNs Services With Its USSD Codes

MTN, like every other network, provides USSD codes which make it easy to access MTN services without having to visit an MTN office or use their website www.mtn.ng which would require an internet connection.

With MTN USSD codes, you can purchase and borrow airtime/data, check your airtime balance, transfer, sell and gift airtime to your loved ones. It doesn’t end there as services such as checking your tariff plan, accessing your MTN PUK number, and checking your MTN number are also possible.

Good thing is that all these services are offered at no cost except for the service charge (including VAT) that is charged when you borrow airtime/data. 

Swiftbills provides you with access to these services and many more. It is duly registered to operate these services eliminating the fear of scams. With Swiftbill’s 24/7 customer care service you are guaranteed a swift response in case you encounter any challenges.

Summary Of MTN USSD Codes

MTN Services USSD Code
Check Airtime Balance *556#
Borrow Data*131*6*2# OR *606#
Borrow Airtime *131*6*1# OR *606#
Purchasing Data*131*1#
Purchasing Airtime*904#
MTN OnDemand*904#
Roaming/International*131*5#
Gifting Data*131*7#
Video Streaming Packs*131*8#
MTN Share N Sell*600#
MTN Self Service*123#
Check Your MTN Number*123*1*1#
Get Your PUK Number*123*7*3#

FAQs About MTN Nigeria USSD Codes For Checking Account Balance, Borrowing Data/Airtime, And Purchasing Data

How To Share Data/Airtime On MTN Using USSD Code?

To share data/airtime on MTN using the USSD code, dial *131*7#. From the menu displayed, choose whether to transfer from data balance, buy for a friend, request for a friend, or view pending data requests. 

How To Check MTN Number Using USSD Code?

To check your phone number using the MTN USSD code, dial *123*1*1#. Your number will be displayed immediately and you’ll also get a text message with your number.

How To Subscribe to YouTube/ShowMax Bundle On MTN Using USSD Code?

To subscribe to YouTube/ShowMax Bundle On MTN using USSD, dial *131*8#, select either the YouTube Video Packs or ShowMax Mobile from the menu, follow the prompt, and subscribe.

How To Purchase Airtime From Bank Using MTN USSD Code?

To purchase airtime from a bank using the MTN USSD code, dial *904#, and choose from the options to buy airtime through your Bank USSD, Debit Card, or Bank Account. After choosing an option, select airtime and follow the prompt.

How To Borrow Data/Airtime On MTN Using USSD Code?

To borrow Data/Airtime on MTN using the USSD code, dial *131*6# or *606#. From the menu choose the amount of airtime you want to borrow or select the data plan of your choice. Follow the prompt, and confirm the amount and service charge.


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