Can I use Paypal to receive payments here in Nigeria

[cchinedu]

Hello,

How are you today? I live in Nigeria and will like to know if I can use Paypal to receive payments for the products & services my company is offering.

Thanks.

Chinedu

[Anonymous_User]

Hello,

You can use PayPal to receive payments in Nigeria. There are two ways to integrate Paypal as a payment processor. First, you can connect your business PayPal account to your merchant store, provided your platform offers PayPal as a payment processor.

However, if you have your own independent merchant store, you can integrate PayPal by its API from your merchant account. Here are the two ways you can receive payments with PayPal in Nigeria. 

[cchinedu]

Hello @Anonymous_User,

Thanks for your reply. The issue is not about integrating payment. I can do that using woocommerce or send an invoice.

The problem is I want to know if businesses in Nigeria are now officially allowed to receive payments via Paypal.

Personal Nigerian Paypal accounts can send payments but can't receive payments.

So I want to know if Nigerians are now allowed to receive payments with their Paypal account.

Thanks.

Chinedu

[PayPal_JonK]

Hello @Anonymous_User, @cchinedu, 

Welcome to the PayPal Community! I'm sorry to hear there's been some confusion on using PayPal in Nigeria. I can confirm there is not an option to receive funds through PayPal in Nigeria. 

Apologies for any inconvenience this may provide and thank you for your interest in our services, 

 - Jon K

[cchinedu]

Hello @PayPal_JonK, 

How are you today and thanks for your reply.

Please since I live in Nigeria, let us say I open a company outside Nigeria like the U.S. or Europe and then create a bank account for that company.

Can I still use Paypal to accept payments from clients and then from the foreign Paypal account have these payment sent to the foreign bank account from where I can transfer it to my Nigerian bank account.

Can Paypal allow me to do this? I want to be sure since I will be operating the Paypal account from Nigeria although using a U.S. or Europe registered business entity and bank account.

Thanks.

Chinedu

[PayPal_JonK · Accepted solution]

@cchinedu, great question! PayPal functionality varies from country to country based on local and international banking laws and financial regulation. When you open an account with PayPal, the country you register should be your current residence and where you will be operating the account from. If your country of registration is Nigeria, unfortunately you are unable to receive payments via PayPal regardless of where your business is registered.

Best wishes, 

 - Jon K

[Iffymba]

This is a huge setback for freelancers in Nigeria whose major means of receiving payments is via PayPal. Is there nothing at all that can be done? Verifications, anything???

[Mariee2]

Can my family send me money from their Nigerian PayPal account to my Australian PayPal account? If they send 50,000 naira how much will I receive in my PayPal in Australian PayPal

[kernowlass]

@Mariee2 

Nigerian accounts can send funds to other countries.

FEES are in the user agreement for each country.

Currency conversion can be viewed in your paypal wallet.

[Aghapatience]

What do you mean, is it that money can't be paid to a Nigerian PayPal or I can't withdraw it???? Because I want to use it to receive payment then use the money for payment afterwards, not withdraw